September 28, 2020
In this episode David and Cindy discuss lifestyle creep which is when people spend more because they make more money and do not adjust their budgets to manage their debt and save properly for retirement.
In the Coronavirus montage they discuss the snafu with the upcoming election due to the many mail-in election ballots being cast and individual state rules. Also, they cover the story of a surfboard that was lost in the waters of Hawaii and was found in Philippines six months later.
September 20, 2020
In this episode David and Cindy review a cash out refinance versus a home equity loan versus a home equity line of credit. They also provide an analysis of what may be the best option to use one of these loans and the drawbacks to borrowing the money.
In the Coronavirus montage they discuss the story of a woman who cut off her hand in an effort to receive an insurance payout and the story of a national park in Thailand that sends people’s litter back to them and posts it on social media.
September 7, 2020
In this episode David and Cindy review the Robinhood online trading platform. They breakdown their pioneering marketing, unusual trading practices and their history of website outages causing some traders to lose large amounts money.
David and Cindy also provide tips on how to protect your money using Robinhood especially with day trading.
In the Coronavirus montage they discuss common words and phrases that people say incorrectly and the story of a woman whose kept a McDonald's hamburger in her closet for last 24 years.
Lastly, they discuss the story of a woman who was pronounced dead at her home; however, was found alive at the funeral parlor.
September 2, 2020
In this episode David and Cindy interview highly decorated former Navy Seal Tom Chaby. He spent 26 years the military and was leader commanding teams from four to 1,000 in over 60 countries throughout the world.
He has led missions in many critical areas of the world including Operation IRAQI FREEDOM and Operation ENDURING FREEDOM. In addition, he was a SEAL Instructor leading the current generation of SEAL operators.
Over the past six years, Tom has provided consulting to 100+ high performing corporate organizations including the NFL, NHL, NBA, MLB, NCAA, & Olympic sports teams, to help them build empowering cultures and team effectiveness.
He’s also helped Fortune 500 organizations become more effective which include two collegiate football teams become national CHAMPIONS, a collegiate tennis team win the national championship, a World Series runner up, an Eastern Conference NHL runner up and two high school state football champions.
Tom’s Website: https://www.tomchaby.com/
Tom’s Charities for Benevolence: https://www.tomchaby.com/benevolence
August 25, 2020
In this episode David and Cindy interview Ryan Doyle the founder and Owner of Video Vision 360, a global video production company. They discuss how he started video recording with a $400 camera and developed it into an international business.
He also discusses his philosophy on recording “all things epic” and his outlook on running his business with respect to forming long lasting relationships. Additionally, they discuss Ryan’s passion and success with his philanthropic efforts starting with his non-profit venture where he and his partners raised $1 million dollars for charity.
Walk a Mile Fund: https://charity.gofundme.com/o/en/campaign/walk-a-mile
August 25, 2020
In this episode David and Cindy discuss how the Coronavirus has changed plans for couples to have a traditional wedding which has forced them to opt for micro weddings. They discuss the advantages of choosing this option.
In the second financial topic they discuss the upcoming stock splits of Apple and Telsa. In addition, why does a stock split and why investors often continue to drive up the stock price after the split.
In the Coronavirus montage, they discuss how a couple bought a storage locker for $100 without looking at the contents first and then after they opened it up, they uncovered a $1 million treasure. For the last topic, they cover a wedding story that is one of a kind and why it may never be repeated.
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Wedding Story: https://www.reddit.com/r/AskReddit/comments/7fm3la/what_is_the_worstfunniest_wedding_experience_you/
$1 million storage locker story: https://www.cnbc.com/2019/12/01/couple-paid-100-for-car-elon-musk-bought-it-from-them-for-6-figures.html
August 25, 2020
In this episode David and Cindy discuss the ins and outs of what can happen to people when they win the lottery or receive large sums of money.
In the Coronavirus montage, they discuss the executive order given by President Trump to ByteDance for them to sell their American TikTok business unit due to security flaws that can lead to stealing intellectual property.
Next, they discuss how the Cascade brand says to use the dishwasher every night even if it isn’t full, as it uses up to five times less water than rinsing dishes by hand. Lastly, they discuss the “Night of Living Dead” disease that the cicadas are facing due to them eating mushrooms.
August 25, 2020
In this episode David and Cindy discuss food cost in that American’s waste 40% of the food that they buy. They discuss what can be done to reduce the waste while saving money and helping the environment.
In the roundtable, they discuss a real-life dating story that differs to that of Indian matchmaking which is currently being shown on Netflix.
In the Coronavirus montage, the food edition, they discuss an unusual partnership between Crocs and KFC whereby they created “Country Fried Crocs” as a promotional novelty release. Next they discuss how retailers such as Costco are no longer selling sheet cakes and have opted to sell the 9-inch round cakes to cut down on social distancing. Lastly, the discuss the history of the Happy Birthday song.
August 25, 2020
In this episode David and Cindy explain the scenarios where credit card debt can be given to your heirs; however, credit card insurance can be used to waive the debt when the cardholder dies.
In the Coronavirus montage, they discuss the story of a dog that traveled 57 miles back to its former residence two years after moving out and the hilarious story of a women who intended to pay for the murder of her ex-husband using the fake web site, Hire a Hitman.
Lastly, in the human interest topic they discuss the story of an original Rosie the Riveter who formerly made bandanas to honor the women in factories during World War II and now is repurposing the cloth to make masks in the fight to prevent the spread of the Coronavirus.
FDCPA - https://www.investopedia.com/terms/f/fair-debt-collection-practices-act-fdcpa.asp
The Balance - 5 Steps for Credit Card Insurance https://www.thebalance.com/considering-credit-card-insurance-2645595